:root{--navy:#082d5c;--orange:#d65d00;--ink:#15202b;--slate:#617080;--pale:#f4f7fa;--line:#dce3ea;--white:#fff;--shadow:0 12px 36px rgba(8,45,92,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:inherit;text-decoration:none}.wrap{width:min(1140px,92%);margin:auto}.top{background:var(--navy);color:#fff;font-size:.86rem}.top .wrap{display:flex;justify-content:flex-end;gap:24px;padding:8px 0}.site-header{position:sticky;top:0;background:#fff;z-index:10;border-bottom:1px solid var(--line)}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:26px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:800;letter-spacing:.08em;font-size:.9rem;line-height:1.15}.mark{width:40px;height:40px;border:3px solid var(--orange);border-radius:50%;position:relative}.mark:before,.mark:after{content:"";position:absolute;background:var(--navy);height:3px;transform:rotate(-35deg);left:7px}.mark:before{width:23px;top:20px}.mark:after{width:14px;top:13px;left:16px}.nav-links{display:flex;gap:22px;align-items:center;font-size:.91rem;font-weight:700}.nav-links a:hover,.nav-links a.active{color:var(--orange)}.button{display:inline-block;background:var(--orange);color:#fff;padding:13px 20px;font-weight:800;border-radius:4px;transition:.2s}.button:hover{background:#b94e00}.button.secondary{background:transparent;border:2px solid #fff}.button.secondary.dark{border-color:var(--navy);color:var(--navy)}.hero{background:linear-gradient(115deg,rgba(4,31,65,.92),rgba(8,45,92,.78)),url('assets/hero.svg') center/cover;color:#fff;padding:108px 0 98px}.hero.small{padding:72px 0;background-image:linear-gradient(115deg,rgba(4,31,65,.94),rgba(8,45,92,.73)),url('assets/hero.svg')}.eyebrow{font-size:.82rem;font-weight:800;letter-spacing:.15em;color:#ffad6e;text-transform:uppercase}.hero h1{max-width:760px;font-size:clamp(2.5rem,5vw,4.5rem);line-height:1.08;margin:14px 0 20px}.hero p{font-size:1.2rem;max-width:690px;margin:0 0 30px;color:#e8edf4}.cta{display:flex;gap:14px;flex-wrap:wrap}.section{padding:78px 0}.section.pale{background:var(--pale)}.section.dark{background:var(--navy);color:#fff}.title{max-width:720px;margin-bottom:36px}.title h2{font-size:clamp(2rem,3.4vw,3rem);line-height:1.15;margin:8px 0 12px;color:var(--navy)}.dark .title h2{color:#fff}.title p{font-size:1.08rem;color:var(--slate)}.dark .title p{color:#dce8f5}.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);padding:26px;border-radius:6px;box-shadow:0 2px 9px rgba(8,45,92,.03)}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.icon{width:46px;height:46px;border-radius:4px;background:#fff0e7;color:var(--orange);display:grid;place-items:center;font-size:1.35rem;font-weight:800}.card h3{margin:18px 0 9px;color:var(--navy);font-size:1.25rem}.card p{margin:0;color:#536171}.text-link{display:inline-block;margin-top:15px;color:var(--orange);font-weight:800}.split{display:grid;grid-template-columns:1.1fr .9fr;gap:68px;align-items:center}.checklist{list-style:none;padding:0;margin:24px 0}.checklist li{padding:9px 0 9px 28px;position:relative;border-bottom:1px solid var(--line)}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--orange);font-weight:900}.wheel{aspect-ratio:1;max-width:490px;margin:auto;border-radius:50%;background:radial-gradient(circle at center,#fff 0 26%,#e8edf3 26.5% 28%,transparent 28.5%),conic-gradient(var(--orange) 0 45deg,#dfe6ed 45deg 90deg,var(--navy) 90deg 135deg,#dfe6ed 135deg 180deg,var(--orange) 180deg 225deg,#dfe6ed 225deg 270deg,var(--navy) 270deg 315deg,#dfe6ed 315deg);display:grid;place-items:center;position:relative}.wheel-center{background:#fff;width:46%;aspect-ratio:1;border-radius:50%;display:grid;place-items:center;text-align:center;color:var(--navy);font-weight:900;letter-spacing:.08em;font-size:.8rem;border:5px solid var(--navy)}.wheel-label{position:absolute;font-size:.72rem;font-weight:900;text-align:center;color:var(--navy);width:105px;line-height:1.15}.wl1{top:8%;left:40%}.wl2{top:28%;right:4%}.wl3{bottom:25%;right:2%}.wl4{bottom:7%;left:38%}.wl5{bottom:27%;left:3%}.wl6{top:28%;left:2%}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.stat{border-left:3px solid var(--orange);padding:6px 0 6px 15px;font-weight:800}.stat span{display:block;color:var(--slate);font-size:.88rem;font-weight:400}.quote{padding:38px;background:#fff;border-left:5px solid var(--orange);font-size:1.3rem;color:var(--navy);font-weight:700}.callout{background:var(--orange);color:#fff;padding:60px 0}.callout h2{font-size:2.4rem;line-height:1.1;margin:0 0 10px}.callout .wrap{display:flex;align-items:center;justify-content:space-between;gap:25px}.callout .button{background:#fff;color:var(--navy)}.page-content{padding:70px 0}.content-grid{display:grid;grid-template-columns:2fr 1fr;gap:60px}.side{padding:24px;background:var(--pale);height:max-content;border-top:4px solid var(--orange)}.side a{display:block;padding:9px 0;border-bottom:1px solid var(--line);font-weight:700;color:var(--navy)}.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form .full{grid-column:1/-1}input,select,textarea{width:100%;padding:13px;border:1px solid #bbc7d3;border-radius:3px;font:inherit}textarea{min-height:140px}.footer{background:#061f41;color:#dce8f5;padding:54px 0 20px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.footer h3{color:#fff;font-size:1rem}.footer a{display:block;margin:8px 0}.copyright{border-top:1px solid #25466f;margin-top:35px;padding-top:18px;font-size:.83rem;color:#9eb2cb}@media(max-width:820px){.nav-links{display:none}.grid,.grid.three{grid-template-columns:1fr 1fr}.split,.content-grid{grid-template-columns:1fr;gap:35px}.callout .wrap{display:block}.callout .button{margin-top:18px}.footgrid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.grid,.grid.three,.grid.two,.stats,.form{grid-template-columns:1fr}.hero{padding:76px 0}.top .wrap{justify-content:center}.section{padding:58px 0}.form .full{grid-column:auto}}